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App Development

How we shipped a FinTech super-app to 1.4M installs at 99.97% crash-free

Client: FinTech Super-App Region: New York, USA Timeline: 8 months build + ongoing
1.4M+
Total installs
99.97%
Crash-free rate
4.7★
Avg. store rating
3.2s
Avg. cold start
The challenge

Where they were stuck.

The company had spent 14 months building a React Native app that couldn't scale past 80K users without crashes. Their CTO had inherited it from a previous team and wanted out. They were 6 weeks from a regulator-driven launch deadline with no working product. The original agency was non-responsive. We were brought in for a 'rescue audit' that turned into a full rebuild.

Our approach

What we did, step by step.

  1. 01

    Native iOS (Swift + SwiftUI) and native Android (Kotlin + Compose) rebuild from scratch — same backend, same APIs.

  2. 02

    Modular architecture: 14 feature modules so the 8-person engineering team could ship in parallel without merge conflicts.

  3. 03

    KYC integration with 4 different providers (per-region compliance), each behind a unified abstraction so the app code didn't care which one was active.

  4. 04

    Real-time portfolio data via WebSocket connection with retry logic, queueing, and reconciliation on reconnect.

  5. 05

    Crash reporting wired to Firebase Crashlytics + Sentry with custom severity classification — critical bugs paged the on-call engineer immediately.

The results

What changed.

The app shipped 11 days before the regulator deadline. By month 6 it had crossed 1M installs and was processing $40M in transactions monthly. Crash-free rate stayed above 99.95% even at peak load. The internal engineering team adopted our patterns for the rebuild and we transitioned out as advisors on a small retainer.

The app they shipped is fast, beautiful and rock-solid. 99.97% crash-free at 1M+ installs — our internal engineering team is genuinely impressed.
Michael Brennan · CTO, FinTech Super-App
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